Older People Indicated As Being Savvy With Gadgets

While it is easy to think about the latest gadgets used exclusively for today's young people, a significant number of older consumers are making use of technological advances.

In a study conducted by RIA indicated that many Britons over the age of 50 to obtain the information superhighway. According to financial services as consumers account for slightly less than a third (30 percent) of all Internet users, the fastest-growing demographic across the country. The company also revealed that about four fifths (79 percent) of older online users have visited video website YouTube, while 17 percent have downloaded a podcast or music or the Internet.

Meanwhile, more than 40 percent, "Silver surfers" own a laptop computer, with 92 percent having made ​​use of broadband connections. Some 19 percent were classified as having a Media Center PC. However, it is not just computing in which older Britons are shown to be technologically savvy as slightly more than a fifth have either an iPod or some other form of mp3 player.

For those seeking an effective way to finance the purchase of computers, personal music player or any other kind of expensive electrical appliances, taking out a personal loan may be desirable.

Overall, it was stated that they are above the age of 50 make up two fifths of total consumption of the country, while they hold 80 percent of Britain's personal wealth. However, despite such financial stature that such a person can hold, it was suggested that many consumers may be putting themselves at financial risk. RIA has claimed some people may be undervaluing how hi-tech equipment actually costs such as - often mistakenly - think that such things are cheaper than furniture or jewelry.

The policies do not have adequate personal possession insurance - or lack of cover altogether - it may be possible that Brits have to dip into their pockets to cover the cost of repair or replace lost or stolen items. This could have an impact on their ability to manage other demands on their finances in areas such as loan repayments, credit cards and household bills.

Menerjemahkan ...

"Householders should be reviewed and, if necessary, update the value of their home contents to account for these new purchases and ensure all your possessions are adequately covered by their policy, " Ms Connor added.

For those consumers on the lookout for high-performance computers, iPhone, or some other expensive technological gadget, obtaining a personal loan May be recommended. Getting a loan can also provide borrowers with enough disposable income with which to take out comprehensive insurance policy.

In the meantime, getting a loan May also be recommended for those consumers who are looking for in an effective way to finance their passion for football. In a study conducted by Virgin Money in March it was revealed that the typical fan spent £ 1080 in 2007 getting behind their team in areas such as tickets, merchandise, food, travel and programs.